{"id":4063,"date":"2013-05-06T08:26:42","date_gmt":"2013-05-06T06:26:42","guid":{"rendered":"http:\/\/www.officetodo.com\/public\/?p=4063"},"modified":"2013-09-29T12:25:10","modified_gmt":"2013-09-29T10:25:10","slug":"help-what-shall-i-do-with-my-excess-money","status":"publish","type":"post","link":"http:\/\/www.officetodo.com\/public\/help-what-shall-i-do-with-my-excess-money\/","title":{"rendered":"Help! What shall I do with my excess money?"},"content":{"rendered":"<p>You sure it\u2019s excess? By definition \u201cexcess\u201d means there\u2019s something more than needed and when you think about it, think hard when it comes to running a business, surely you can think of something that requires money.\u00a0<!--more--><\/p>\n<p>Okay, jokes aside now, I can see this situation happening. You\u2019ve got enough money coming in to keep your suppliers happy and still do some needed investments and yet you seem to have cash balances increasing (not being stable or just \u201csufficing\u201d, but more than that). There are a few possible solutions in a situation like this:<\/p>\n<ul>\n<li>Invest into something expensive you need for expanding or improving.<\/li>\n<li>Pay out dividends \u2013 if you\u2019re the owner, just go for it! If not, suggest it.<\/li>\n<li>Pay bonuses to your employees \u2013 they will appreciate it.<\/li>\n<li>Invest it into funds or other forms of financial assets (definitely consult someone so you minimize the risk of loss of your money).<\/li>\n<\/ul>\n<p>Problems with having too much money are actually there \u2013 if it\u2019s in cash, obviously the physical security is in the key issue, however, if it\u2019s on a bank account, its value is a bigger concern. The value of money does decrease over time \u2013 we get to buy less for the same amount in coming years because of something called \u201cinflation\u201d. However, to put fiscal lections aside, the key thing is to really have just enough money and not overly much. It\u2019s keeping resources from making more resources!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You sure it\u2019s excess? By definition \u201cexcess\u201d means there\u2019s something more than needed and when you think about it, think hard when it comes to running a business, surely you can think of something that requires money.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25,29],"tags":[],"class_list":["post-4063","post","type-post","status-publish","format-standard","hentry","category-1-basic-accounting","category-1-1-cash"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/posts\/4063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/comments?post=4063"}],"version-history":[{"count":2,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/posts\/4063\/revisions"}],"predecessor-version":[{"id":4570,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/posts\/4063\/revisions\/4570"}],"wp:attachment":[{"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/media?parent=4063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/categories?post=4063"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.officetodo.com\/public\/wp-json\/wp\/v2\/tags?post=4063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}