Author Archives: Karl

Dealing with prepayments

Prepaid expenses are sums paid to suppliers that on your own balance sheet accumulate under one or a few balances all containing the word “prepayment” or “prepaid”. It’s to refer that those amounts are to be your future expenses and at this point they’re just amounts of money you’ve already paid to your suppliers. They’re your assets just in different form than money.  Continue reading

To pay bills on due time or a bit earlier?

It’s always a good question. First off however, let me clarify that paying your bills after the due date is not a good choice because if it happens once, it’s not a big deal, but in case it’s becoming a habit, it does not send a good message to your suppliers and they may either start demanding prepayments for goods and services or that you pay at the spot. Either way, you do want to be on their good grace so that you get to pay later.

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Retained earnings note in the Annual Report

Retained earnings are yet another equity component that builds up from your earnings for the period and accumulates over time. The only components taken out from retained earnings are dividends. Now, that’s the general content when it comes to retained earnings. Yes, there may be other components that are related to adjustments, changes in policies etc. however we’ll not go into too much detail at this point.   Continue reading